is advertising a higher yield rate for its Visa credit card than it actually offers, potentially misleading consumers.  

Recently, notified cardholders that beginning on May 1, customers would earn reward points at a reduced rate.

However, in their advertising materials, particularly on Reddit, but also on their website, continues to advertise the 8% rewards figure. Customers may have claims for false advertising.’s terms of service includes a mandatory arbitration clause and a class action waiver.

Staples settled a similar lawsuit in 2018 over claims that they did not follow through on rewards that they promised to customers. 

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